Should You Pay for Your Own Mission Trip?

Andy Olsen • Oct 29, 2013

This is the first of a three-part series exploring self-funding short-term missions. In this post, we look at saving for a mission trip as a spiritual discipline. Read Part II.

In August, Eliza* got two pieces of good news: a nannying job, and the email she had been hoping for. It was an offer to participate in the School of Biblical Studies, a nine-month Bible training program offered through Youth With A Mission (YWAM).

As with most YWAM programs or any mission trip, participants generally raise support to cover their costs. But as Eliza considered fundraising, she peeked into her bank account and decided against it. If she worked for a just few months, she figured, she could pay for the whole thing herself.

She is in the minority.

In many church circles, fundraising for short-term missions has become about as common as taking the Eucharist. It generates a steady stream of support letters and spaghetti fundraisers. It has become such a fixture that, more often than not, missions leaders consider it a faith-building rite of passage.

Such fundraising is also the source of ire among detractors of short-term missions. It siphons much-needed funding away from long-term missions, they argue, and in the worst cases it effectively creates subsidized church vacations.

But there is another way. At TEAM and at ministries around the world, a small handful of short-term participants choose to foot all or most of their own bill. They may work overtime, or live frugally during a summer job and stash their earnings away for their mission trip. Some still raise a small amount of support to cover any shortfall in their savings, but others are able to completely — and consistently — self-finance their own service.

Self-funding is hardly a new idea. But wondering what leads some people to do it, we interviewed a sampling of short-term missionaries at TEAM and other missions organizations who chose to at least partially fund their own trips. None of them were wealthy enough to cover their trips out of their existing funds — all had to work and save. Their motivations for doing it were varied, some purely practical, others more principled.

But all of these missionaries’ experiences suggest there are some significant benefits to the approach, both as a spiritual discipline for the individual and as a way of making churches’ missions dollars go further.

Self-Funding as a Spiritual Discipline
For Eliza, who had to cover more than $7,000 for her time with YWAM, it’s not that self-funding was more noble than raising support. She sensed God leading her to do it. “I felt like he was specifically saying, ‘You could ask for support, but that’s not the way I’m going to be sufficient this time,’” she said. “He was saying, ‘You have to put your heart into working for it.’”

In fact, fundraising in many ways felt like the easier choice for Eliza, who grew up in an church culture that embraced fundraising for STMs. “Honestly, me paying for it was more of a step of faith than asking for money,” she said.

Like Eliza, most of the short-term missionaries interviewed shared the view that God can and often will provide work or extra income to fund a trip, and that the approach can be just as valid and formative as raising support.

“God gives us the tools we need to do the things he wants us to do,” said Chelsea Burdick, an artist and graphic designer in Los Angeles who worked odd jobs to earn more than $2,000 toward a TEAM short-term trip in Thailand. “Sometimes that means he gives us the patience to wait (for donations). And other times, it means he drops a summer camp counseling job, a design internship, and a ton of freelance gigs in your lap.”

To be sure, working to pay your own way is a sacrifice. After all, a traveler who raises funds for a trip gets to keep job earnings for himself. And for many, personal finances may be so tight it would take them years to work or save enough extra to fund a short-term trip.

But John* has made lifestyle choices a part of his decision to self-fund missions. A graduate student on the West Coast, he works seasonally as a firefighter to cover the cost of regular trips to serve with TEAM in a creative-access region. He’s not getting rich, but he makes it work by living simply. It has helped him keep his priorities in focus.

“To me, having a house and having all the nice amenities we have here in the States really isn’t all that important,” he said. “I’m not in the game to get a nice house and a nice car.”

Eliza had to make sacrifices as well, working well over 40 hours many weeks and living with her parents while saving up. The long grind of earning money she wouldn’t get to keep helped her understand what donors give up when they decide to support a missionary.

“It’s given me the perspective of what I’m really asking a supporter to do when I ask for money in other circumstances,” she said. “I’ve actually invested what I’ve earned in my life.”

*Last names omitted to protect identities.

By Megan Lunsford 23 Apr, 2024
When seeking to serve cross-culturally with an authentic love for others, there’s no better example for us than Jesus. If we sat around a table and threw out the question, “How do we love like Jesus?” I think we would have several commonalities as we respond. For example, Jesus loved all people right where they were. He loved those who were deemed the least, those hardest to love, or those who were His enemies. These are all beautiful realities of the heart of Jesus. When we step into relationships, it can be easier to take on the warmer, more gracious gestures of Jesus’ love, especially in cross-cultural relationships. Think about it––when doing life with those who look and act differently than us, we are already out of our comfort zones and would rather keep things as simple and familiar as possible. But there are other facets of Jesus’ heart we often overlook that can transform us and others even more into His likeness. Jesus is love because God is love. Everything Jesus did was out of love; it’s the mere definition of who He is. As followers of Jesus, He calls us to the same: “Beloved, let us love one another, for love is from God, and whoever loves has been born of God and knows God. Anyone who does not love does not know God, because God is love. In this the love of God was made manifest among us, that God sent his only Son into the world, so that we might live through him. In this is love, not that we have loved God but that he loved us and sent his Son to be the propitiation for our sins. Beloved, if God so loved us, we also ought to love one another. No one has ever seen God; if we love one another, God abides in us and his love is perfected in us.” (1 John:7-12) Every display of love we offer to others is an opportunity for them to encounter the ultimate love of the Father. That’s a pretty big deal! In this article, we’ll look at three expressions of Jesus’ love that we tend to overlook when engaging others cross-culturally. (Next month, we’ll look at three more.) 1. Jesus loved sacrificially. Everywhere Jesus went, crowds followed Him. We even see times in Scripture where Jesus had plans to step away for time alone but those who were hurting found Him and He had compassion on them and stayed with them. Can you imagine rarely having any time to yourself but, instead, constantly being surrounded by crowds of people wanting help from you? Jesus loved sacrificially. He welcomed all who came to Him with love and compassion, never turning anyone away. “When He saw the crowds, He was moved with compassion for them, because they were harassed and helpless, like sheep without a shepherd.” (Matthew 9:36) In the same way, we can make room in our lives for Jesus to bring sacrificial interruptions which, in His eyes, are orchestrated encounters to transfer His love to others. It can be tempting to be so “on mission” that we are full steam ahead and find ourselves frustrated when the Holy Spirit sends an interruption into our path that we feel we don’t have time for. Or, perhaps, we have scheduled a meet-up but it’s the norm in another culture to be 30 minutes or an hour late. We anxiously think through how it will affect whatever we have planned next. While it’s normal to feel a little stressed, what if the very "interruption” standing in front of you was really a divine appointment sent by God? Or what if that person running late experiences how peaceful and gracious you are in adapting to their culture and therefore, they can encounter a beautiful display of Jesus’ love? To truly represent Christ, we should remain ready and willing for each assignment the Lord sends into our path, no matter the cost or how much we will have to re-route our day. He is always a hundred steps ahead and will work all things for His glory and our good. 2. Jesus loved by discerning each situation well. Think about how many situations Jesus had to respond to on a daily basis. We read in Scripture that there were lines of people waiting to be healed by Him, talk to Him, hear His teachings, or simply touch the hem of His robe. Jesus was fully dependent on His Father to discern each situation before addressing it. “Most assuredly, I say to you, the Son can do nothing of Himself, but what He sees the Father do; for whatever He does, the Son also does in like manner.” (John 5:19) Another temptation we can have when in a relationship with those God has sent us to is to think we already know the solution or what God wants to do before we’ve even asked Him. We believe we are full of knowledge, so we just pull from the bank we have stored within and go with it. However, when we access what is familiar to us as our default, we risk missing out on a God-given solution that might truly be the key to unlocking whatever challenge is in front of us. What does this look like when interacting with others? We can simply ask, “God, what is on Your heart for the person standing in front of me?” Then we listen and respond as He speaks. When we make it a daily habit to pause and hear God’s heart for each situation before responding, we are guaranteed to be effective in loving those around us. He knows the heart of every person that will cross our paths. Imagine how impactful we can be if we first lean on His wisdom and discernment before moving forward. 3. Jesus loved by speaking truth. Most of us are familiar with the story of Jesus and the Samaritan woman at the well. If we are honest, this conversation makes us a bit nervous as none of us would be comfortable with Jesus calling out intimate details of our lives that we would prefer to hide. But Jesus went further than just airing her dirty laundry. He offered her the hope of the Gospel and a relationship with Him - a divine fulfillment that could never be found in an earthly relationship. Jesus modeled a powerful example of loving others well cross-culturally. He took the low place and spoke truth, truly out of love––speaking to her heart from His. Like Jesus, our goal in sharing the truths about Him and His Word is to bring hope and satisfaction through Him alone. When we speak truth from Scripture, we are calling others higher into all God has for them. The tricky part here is we should avoid speaking truth if it isn’t first fueled by compassion. If it merely comes from a place of judgment, condemnation, or self-righteousness, it will fall flat 100% of the time. But if it truly comes from love, you are likely to not only win a heart back to the Father but, like the story of the Samaritan woman, even an entire village! If you see someone living outside of God’s best for their lives, ask God to show you your heart before engaging theirs. Once your heart is properly postured, you can speak truth out of an overflow of God’s love and trust Him for a transformation in their lives.
By Suzanne Pearson 16 Apr, 2024
TEAM Canada provides warm welcome and trusted friendships for diaspora populations living far from their native countries. As TEAM Canada workers Peter and Ruth (names changed) drive from their home to a nearby community center, they pass numerous apartment buildings and townhouses. Most of the families who live there are immigrants. They’ve left their countries of origin due to political unrest, trauma, and other difficulties. They’ve left family, friends, homes, jobs, and personal wealth behind. They search for peace, justice for the oppressed, and rest from fear and weariness. And as they adjust to a new country and a new language, they are often very isolated from others around them. “The sad reality is most immigrants are never even invited inside a Canadian home,” says Ruth. Peter and Ruth and their team try to change that reality. For the last nine years, the team, which includes workers from partner organizations as well as volunteers, has held English classes at the community center. Three days a week, over 60 students from more than 20 countries come together to learn English as well as to fellowship together and receive practical help in assimilating to a new normal. Meeting Needs and Building Trust That practical help may come in the form of procuring furniture, clothes, or dishes for newcomers, assistance with creating a resume and finding a job, or teaching people how to navigate Canadian laws and the medical system. As these tangible needs are met, relationships are built. “We invite them into our homes for meals and games,” Ruth shares. “We take them on hiking trips, picnics, outings, and out for coffee.” This is particularly important in this type of ministry because most immigrants come to Canada from cultures that value hospitality. Conversely, Canadians do not typically prioritize hospitality and consequently many newcomers feel lonely and isolated. Inviting folks to various gatherings and outings allows the team to spend extended time hearing people’s stories, struggles, hopes, and dreams. When she speaks about building friendships, Ruth’s heart for the people she serves is evident. “Hearing their stories, it’s easy to love them, and many have become close friends,” Ruth says. “We recognize the value of steady one-on-one relationships.”
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